covid-19 response & recovery

More than $1.7 million

distributed to

over 2,700 families

Our Phased approach

CFR's Response & Recovery Program

by the numbers

How people are spending.

Additional resources

Information on additional support and stimulus payments


Response & Recovery approach

CFR has launched a two-phase COVID-19 Response and Recovery Program designed to scaffold families from economic stability to mobility.


phase i

Provide emergency cash to families through CFR's financial products

regardless of documentation status.



phase ii

Provide credit-building opportunities that enable people to build savings while rebuilding credit.

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Our Partners

ACCE Contra Costa

Aspire Public Schools

Black Organizing project

Bright Futures Growth & Development Center

Building Blocks for Kids

Community Violence Solutions

East Bay Center for the Performing Arts

East Oakland Collective

Familias Unidas

Family Justice Center

Greater Richmond Interfaith Program

Healthy & Active Before 5

Healing Circles of Hope 

Healthy Richmond 

Rivet School

San Francisco Goodwill

Safe Return Project

Sparkpoint Contra Costa


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“I received the funds on my Focus Card today! I want to thank the partners for helping my family during this very hard financial season. I was about to pay my PG&E bill, which was past due. I also have relief with paying my car note this month. Today has been a blessing for me.”

— Fund recipient

If you are in a position to do so – please consider donating to help us reach the very-low-income and unbanked families who are falling through the dangerous cracks broken open by the COVID-19 pandemic.

By the Numbers

99% of spending was on FAMILY ESSENTIALS.


36% of spending was on basic housing supplies.


38% of spending was on food.


13% of spending was on utilities.


Additional Resources

Looking for resources and tools to weather this storm? We know information is key, here is some information that we hope can be of some help: 
  • As of April 2020, over 23 million Americans filed for unemployment, and one out of four Americans received unemployment this year. If you are currently receiving unemployment benefits, know that these benefits are taxable but you have the option of withholding taxes. Avoid getting caught off guard when filing your tax return next year by reading this flyer from the IRS.

  • We have created a guide to help Focus Cardholders access their stimulus payment.

  • We are here to help Non-Filers receive their stimulus payment. Learn more

    • If you have already filed but want to add direct deposit information you can do so here.

  • The Marguerite Casey Foundation has compiled a comprehensive resource collection, including government relief, responsive funding, organizational tools, care, and action. The collection is updated regularly. View it here.

  • Have a question about COVID-19 economic stimulus relief? Check out this guide created by the Consumer Financial Protection Bureau. 

  • Many have responded to the pandemic by providing direct cash assistance to those most impacted. This has reignited the once-radical idea of guaranteed income, commonly understood as universal basic income (UBI). Read our blog post on what we think needs to be included when discussing UBI or guaranteed income.

  • Visit our Economic Justice page to find additional resources regarding inequality and COVID-19.

  • Hear from our partner, Black Organizing Project, on the impact this work has had on community members. 

  • CFR is proud to be part of the West Contra Costa COVID Community Cares Coalition. Launched the week after shelter-in-place took effect, the coalition engages over 90 cross-sector stakeholders including community partners and non-profits, the City, the West Contra Costa Unified School District, the County, local and regional coalitions, and funders. Richmond Rapid Response Fund (R3F) was born from this community-centered process. The R3F will provide, coordinate, and advocate for direct resources and supports to heal our community in the wake of these ongoing crises and systemic racism. Beyond this pandemic, the fund will create healing centered, racially just policies, practices, and investments for long term community transformation. Read the press release here

© 2020 Community Financial Resources

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